1. American Express One - offers 1% cash back on every purchase AND sets up an additional savings account, which earns higher interest than most banks. The cash back is automatically deposited into the savings account, so you do nothing and earn free money! The cash is deposited on a monthly basis, so it begins earning interest almost immediately after you earn it, and you don't have to wait all year to receive it, like most other cash back rewards.
2. BP VISA - offers 5% cash back on all BP purchases, 2% on travel and dining, and 1% cash back on everything else....except purchases at other gas stations, of course! If you get the card during the bonus rewards period, the cash back doubles during the first 60 days (from the application date....). That means you get 10% cash back on all purchases at BP! The only drawback to this card is that you have to log into your account to redeems your cash back, which they send in the form of a check, so you have to go to the back to deposit it. You do, however, also have the option to receive a $25 BP gift card or donate the money to charity if you choose. But if you want the cash back, make sure you select $25 check when you order your reward!
It's best to use the American Express everywhere, except at BP, restaurants, and hotels. However, American Express is not accepted everywhere, so use the VISA as a back up card that still earns you cash back! Set up automatic payments, so you never have to worry about paying a late fee.
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