Money Saving at Target

Ok I lied....there is a third credit card you must own!  If you open a Target Red Card account, you earn 10% on your first purchase.  However, not many people know that you also earn a 10% off shopping day AND a 10% off online order when you spend $1,000 on your card.  And believe me, when you are shopping at Target for groceries as well as for everything else, that's really easy to do!  On your 10% shopping day, try to spend as close to $1,000 as you can  by buying necessities in bulk, such as toilet paper, paper towels, bottled water, frozen food, baby wipes (they are cheapest here), baby food, etc.  Save the rest of the $1,000 total for a much later date, to earn your next 10% off day.  Then use the day, again, to buy in bulk.  If you spend $800 each trip, it's like making $80 every time you shop at Target!  And because Target usually has pretty good deals, you can't pass it up.  Occasionally Target offers deals where you earn Target gift cards for purchasing certain items, such as a $5 gift card for purchasing two packages of toilet paper.  Well, on your bulk days, if you buy 6 packages, that's an additional free $15!  Yay for Target!